Anti-Money Laundering (AML) Policy

Effective Date: March 22, 2026

1. Scope

This Policy applies to all users, transactions, and activities conducted on Maltibase, including buyers, sellers, service providers, and partners.

2. Regulatory Commitment

• Compliance with global AML regulations and best practices
• Alignment with Counter-Terrorism Financing (CTF) standards
• Adherence to international financial crime prevention frameworks

3. Risk-Based Approach

Maltibase adopts a risk-based approach to AML compliance:

• Risk assessment of users and transactions
• Enhanced monitoring for high-risk activities
• Application of stricter controls where necessary

4. Customer Due Diligence (CDD)

• Verification of user identity (KYC)
• Collection of relevant user information
• Ongoing monitoring of account activity

5. Transaction Monitoring

Maltibase actively monitors transactions for suspicious behavior, including:

• Unusual transaction patterns
• High-value or rapid transactions
• Frequent deposits and withdrawals without clear purpose
• Transactions inconsistent with user profile

6. Prohibited Activities

• Use of the platform to disguise illicit funds
• Structuring transactions to avoid detection
• Use of fake or stolen identities
• Facilitating illegal financial operations

7. Sanctions Screening

• Users may be screened against global sanctions lists
• Transactions involving sanctioned entities are prohibited

8. Reporting Suspicious Activity

• Maltibase may report suspicious transactions to regulatory authorities
• Users may be restricted during investigations

9. Record Keeping

• Maltibase maintains records of transactions and user data as required by law
• Records are retained for compliance and audit purposes

10. Account Restrictions

Maltibase may take action where risks are identified:

• Request additional verification
• Delay or block transactions
• Freeze or restrict accounts
• Suspend or terminate accounts

11. Cooperation with Authorities

Maltibase cooperates with law enforcement and regulatory bodies where required.

12. User Responsibilities

• Provide accurate and truthful information
• Use the platform only for legitimate purposes
• Comply with all applicable laws and regulations

13. Limitation of Liability

Maltibase is not liable for actions taken to comply with AML regulations or prevent financial crime.

14. Contact & Support

For AML-related inquiries:

Support Center: https://support.maltibase.com/

15. Updates to Policy

Maltibase may update this Policy at any time. Continued use constitutes acceptance of updates.