Payments, Wallet & Financial Policy
Effective Date: March 22, 2026
This Payments, Wallet & Financial Policy governs all financial activities conducted on Maltibase, including payments, wallet usage, transactions, withdrawals, and compliance obligations.
1. Nature of Maltibase Services
Important Notice: Maltibase is NOT a bank, financial institution, or money transmission service. The Maltibase wallet is a digital transaction tool designed solely for facilitating payments within the platform.
- Maltibase does not hold deposits as a bank
- Funds stored in wallets are not insured or protected by banking schemes
- The wallet is strictly for platform-related transactions
2. Wallet Usage Policy
By using the Maltibase wallet, you agree that:
- Funds are used strictly for buying, selling, and service transactions on Maltibase
- You will not use the wallet as a personal bank account
- You will not store funds for speculative or non-platform purposes
- All wallet activity must be legitimate and tied to platform use
3. Funding & Payments
- Users may fund wallets via approved payment providers (e.g., Stripe, PayPal)
- All payments are subject to verification and compliance checks
- Maltibase reserves the right to delay or reject transactions
4. Withdrawals
- Withdrawals are subject to eligibility, location, and verification requirements
- Processing times may vary depending on payment providers
- Maltibase may impose limits or hold periods for security and compliance
5. Fees & Charges
Maltibase may charge:
- Transaction processing fees
- Withdrawal fees
- Currency conversion fees
- Service and platform fees
All applicable fees will be disclosed before completion of transactions.
6. Compliance & Anti-Money Laundering (AML)
Strict Prohibition: Maltibase enforces zero tolerance for money laundering, fraud, terrorism financing, or any illegal financial activity.
- All users must comply with AML (Anti-Money Laundering) and KYC (Know Your Customer) requirements
- Maltibase may request identity verification at any time
- Suspicious activities will be reported to relevant authorities
- Accounts involved in illegal activity will be immediately suspended or terminated
7. Prohibited Financial Activities
- Using the wallet to store or move funds unrelated to platform transactions
- Money laundering or layering transactions
- Fraudulent payments or chargeback abuse
- Operating unauthorized financial services through Maltibase
8. Transaction Monitoring
Maltibase reserves the right to monitor all transactions for security, fraud prevention, and regulatory compliance.
9. Holds, Freezes & Restrictions
Maltibase may place holds, freezes, or restrictions on accounts or funds in cases of:
- Suspicious or unusual activity
- Compliance investigations
- Chargebacks or disputes
- Violation of platform policies
10. Third-Party Payment Providers
Maltibase partners with third-party payment providers. Their terms and policies also apply to your transactions.
11. Risk Disclaimer
Users acknowledge that financial transactions involve risks. Maltibase is not liable for losses resulting from user actions, third-party services, or external factors.
12. Policy Updates
Maltibase may update this policy at any time. Continued use of the platform constitutes acceptance of updates.
13. Contact
For financial or compliance inquiries, contact: support@maltibase.com